Insurance Options for the Self-Employed

If you work by yourself and are self-employed then you need to ensure that you have organized the right insurance for your business and you. This is insurance that covers your business and you against any unexpected or unforeseen accidents, mishaps or set-backs that could cause you serious problems and […]

A Great Example of Why Employment Practices Liability Insurance is Important to Your Business and Relevant in This Day and Age!

Restaurant Pays $170,000 To Settle Sexual Harassment Lawsuit Chilbo Myunok USA LLC, a Korea-based food company which owns a Los Angeles restaurant and a chain of fast-food stores in Korea, pays $170,000 to settle a sexual harassment lawsuit filed by the Equal Employment Opportunity Commission (“EEOC”) on behalf of a […]

The Top Ten Reasons Why Private Company Directors and Officers Need D&O Insurance.

1. Involvement in day-to-day operations makes private company directors and officers particularly vulnerable to claims brought by employees. 2. Third party discrimination claims, brought by customers and clients, are increasingly common in today’s society. 3. D&O Insurance from a quality insurer can take private companies through their IPO and into […]

10 Reasons Why You Should Consider Cyber Security Liability for Your Business

•Information and Intellectual Property is an organizations most valuable asset today. Therefore the impact of data breach, malicious programming, etc. can have dire impacts on an organization. •As technology becomes increasingly prevalent in society and business, so have the exposures. (Ex. Misplacement or theft of a company blackberry/pda, hacker attack, […]

The Workers Compensation Situation in California and why it’s More Important than Ever to Manage Risk, Exposures, and Claims

Brief Introduction to the Experience Modification It’s a dawn of a new era for Workers Compensation in California. The experience modification formula has been altered as of 1/1/2011. Those of you who are not familiar with the experience modification, to put it simply, it is a comparison of your business’s […]